Car Loans & Bankruptcy

For people considering bankruptcy, one of the biggest fears is:

“What will I do about a car?”

You likely believe that once you declare bankruptcy, you will have a hard time qualifying for an automobile loan. So, what are your options?

For most people, public transportation isn’t a viable option. They need a car, and they need a car immediately.


And you may be able to do this on the very same day that you file your Chapter 7 bankruptcy.

About the Book

Everything You Need to Know About Buying A Car During and After Bankruptcy

This book provides you with a strategic approach toward building your credit so that just 12 to 24 months after receiving your discharge from your Chapter 7 bankruptcy, you may have a 720 credit score, refinance your automobile loan for a better rate, or trade-in your car and upgrade to a nicer car with lower payments.

Customers come to David Roberts and Automotive Fresh Start Center because he and his team work exclusively with their customers’ bankruptcy attorneys to help them reestablish their credit for a new automobile loan that reports to all three credit-reporting agencies before their bankruptcy is discharged.

Car Loans & Bankruptcy


Chapter 1


A True Fresh Start
Chapter 1

Bankruptcy & Credit

Three Myths
Chapter 3

Your New Car

Things You Should Know

Praise for David Roberts

and Automotive Fresh Start Center

At, we work with the country’s finest professionals dedicated to helping their customers recover from bankruptcy. They have to be committed to serving their customers, helping them get back on their feet, and rebuilding their credit after a bankruptcy.

It is with great pleasure that I can say that David Roberts is one such professional. People do not turn to David Roberts at Automotive Fresh Start Center simply to buy a car. People turn to David because he will help them rebound quickly using the techniques in this book.

If you are contemplating a vehicle loan, I encourage you to consider continuing your conversation with David Roberts at Automotive Fresh Start Center, which can help you use your bankruptcy as a turning point that marks the beginning of a new—and better—chapter in your life.

Philip Tirone


It was awesome. David and his team made the experience painless and smooth. Best car buying experience ever!!!
Lilly R.

These guys were GREAT. I had an awesome experience; everything went smooth, quick and easy.
Markisha F.

Everyone involved in my “looking for a vehicle” had great customer service. They did not give me just “any” car; they gave me the perfect car, perfect for me, with low monthly payments! Thanks for looking out for my best interest Michael, Je , Robert, Kyle and Anne Marie. I will de nitely recommend this company to ANYONE!
Angek H.

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About the Author

David Roberts

David Roberts

Founder & COO - Automotive Fresh Start Center

David Roberts started Automotive Fresh Start Center after a lengthy career in the auto industry in all aspects from finance to general manager. From this experience, he realized the customers who needed vehicles the most were unable to obtain them. Customers who had declared or filed bankruptcy were not being given a true “fresh start.” Instead, they had few options and received bad rates and poor terms while they worked through a stressful and vulnerable time in their lives.

In an effort to help those in bankruptcy, David started developing a program that would not only put them in automobiles, but would also help them rebuild their credit. David worked with a team of attorneys, auto lenders, and professional finance advisors to develop a success-driven program that allowed customers to secure terms at decent rates, begin improving their credit scores, and paving the road to financial freedom.

In 2011, he opened the Automotive Fresh Start Center where he is proud to offer a true “fresh start” to people in the middle of bankruptcy, or who have had their bankruptcies confirmed or discharged.

Today, Automotive Fresh Start Center continues to grow. It has expanded its attorney network to seven states and continues to help bankruptcy customers find the automobiles they deserve.

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